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Like any other business, cryotherapy businesses need to be covered by insurance. As this type of business is rather new and many insurance companies don’t offer special policies for it, you can look into insurers who work with health, sports, and beauty businesses.
But how can you choose the best cryotherapy business coverage?
Unfortunately, most general liability business insurance policies don’t cover skin burns and other industry-specific injuries. That’s why when choosing an insurance policy we advise you to look for one with:
- General liability insurance for cryotherapy businesses: this type of policy covers general and product liability claims.
- Professional liability insurance: this type of policy covers injuries that a client can suffer during cryotherapy services.
- License action reimbursement: this policy covers additional and unexpected costs for licenses or permits that the government may require you to obtain.
- Cryotherapy business property insurance: this type of policy covers your cryosaunas and any other equipment, furniture, etc.
Demand creates supply. That’s why more and more insurance companies are starting to offer policies specially designed for cryotherapy businesses. Take the time to find the right one and you’ll avoid complications in the future.
